| A recent article on capitalism by Fareed Zakaria | | | | be quite ethical? Fareed insists that we are |
| (Newsweek, June 22, 2009), argues convincingly | | | | suffering 'a moral crisis', at least in the financial |
| that the world needs more capitalism, not less. His | | | | sector. As the devil's advocate, I would ask him |
| position of course flies in the face of recent | | | | whether mankind has ever NOT suffered a moral |
| proposals by the Obama government which state | | | | crisis when dealing with money, profits and power. |
| that the world needs more controls and more | | | | It is in our nature to be greedy and indeed it is |
| government intervention. To those who denounce | | | | that powerful emotion that drives capitalism. Have |
| capitalism as savage, greedy and unethical, Fareed | | | | we ever heard a CEO state that his company |
| paraphrases the famous Winston Churchill | | | | had earned enough and that it would pass some |
| statement regarding democracy: "Capitalism is the | | | | of his clients to other firms? How many "honest" |
| worst economic system, except for all the | | | | men, when finding a $100 bill on the sidewalk, will |
| others." He goes on to assure us that more than | | | | make a serious effort to find the owner? One |
| 400 million Asian people were lifted - or lifted | | | | out of ten, one out of a hundred? How many of |
| themselves - out of poverty in the last 10 years | | | | our "distinguished" politicians have the nerve to |
| thanks to the free market economy. Finally, he | | | | refuse free perks from lobbyists? It takes a |
| affirms without flinching that to work well, | | | | special man or woman to refuse to give in to |
| capitalism requires a set of core ethical values | | | | greed and unfortunately, very few of these |
| that push aside greed when, for example, the | | | | individuals work in the private sector. |
| banker knows that a certain person will be unable | | | | The Solution to Greed |
| to repay the mortgage or that a certain financial | | | | Just as I stay within the speed limits (most of the |
| instrument, i.e. derivatives, is based on risky loans. | | | | time) for fear of being stopped and fined, so |
| Not Socialism | | | | must financial institutions be severely controlled |
| True enough, history has proven to us that | | | | and fined when they cross the boundaries of |
| so-called socialist societies such as the Soviet | | | | prudence and ethics. The rules put in place after |
| Union, Cuba, and the former China (before 1980), | | | | the Great Depression have done a wonderful job |
| were all showing a sad economic picture; people | | | | to prevent a new economic catastrophe..until now. |
| had the basics, but little else. When China | | | | We became complacent and believed foolishly |
| introduced its unique brand of capitalism, as did | | | | that prosperity and the market would increase |
| India, its growth has been nothing short of | | | | forever. Government watchdogs became one |
| phenomenal, bringing prosperity to millions of its | | | | with the people they were supposed to audit - |
| citizens but without democracy. It is truly a | | | | Bernard Madoff is a prime example - as they |
| remarkable experiment and we shall see whether | | | | were caught in the same euphoria. For that |
| the government can maintain its stranglehold on | | | | reason, the present recession was absolutely |
| the people's freedoms for much longer. | | | | necessary, just as a bucket of cold water will |
| The Problem | | | | reanimate a fallen boxer. Does that mean that we |
| This is not an article on economics, a subject that | | | | have learned our lesson? Of course not; 30 years |
| keeps baffling me with its constant contradictions, | | | | from now, new government employees and new |
| but rather about the need for moral values to be | | | | financiers will again mess up amid cries and |
| instilled in CEOs, bankers and financial wizards. Do | | | | outrage from the affected investors. We are |
| we believe for one instant that businesses of all | | | | human and thus fallible, but nobody, so far, has |
| kinds will give up a commission or a monstrous | | | | invented a better system than capitalism. |
| profit because some aspects of the deal may not | | | | |