If You Don't Like National Affordable Health Insurance Reform, Create Your Own

One of the main criticisms of the Obamawere uninsured and health care expenses were
administration's healthcare reform law is that itthe lowest in the nation. Although it was not an
puts too much responsibility and power in theimmediate problem, state legislators had the
federal government's hands. Many people believeforesight to tackle it.
that regulating insurance companies, for example,In Utah, health insurance reform came in several
is a responsibility that should be left up to thesmall pieces, as opposed to one huge chunk. It
states.also took into account the most pressing
According to the constitutional theory ofconcerns for local citizens and businesses, including
federalism, that is true. However, it becomesthe high prevalence of part-time workers. In the
more difficult to make the case for repealing theend, they decided on creating portable defined
Patient Protection and Affordable Care Act ifcontribution plans--where businesses of all sizes
there are no viable alternatives. Largely Republicancould deposit a certain amount for employees'
opponents open themselves up to criticism thatinsurance costs (which could be pro-rated for
portrays them as the "party of no" that preferspart-time and seasonal employees, who typically
to oppose Democratic proposals without manyare not eligible for standard employer-based
new ideas of their own.coverage)--combined with a transparent exchange
The cost of health care has skyrocketed overmarket.
the past several decades. With the exception ofThe solution succeeded on a bipartisan level,
the ill-fated attempt early in the Clintonwithout causing major controversy. It is
administration, the federal government and mostsignificantly harder for the federal government to
states alike ignored the issue. That was fine whenreplace a program that is already active than
unemployment rates were relatively low, andestablish one where it currently does not exist.
most people had one steady, full-time job withNow Utah, which implemented healthcare reform
benefits.more in tune with its free enterprise market
As a result, millions of Americans have becomevalues before it had to, is in a far better position
uninsured. Governments and businesses all overthan other states that had to be dragged kicking
are now scrambling to keep up. Modifications thatand screaming to make their moves.
could have been done gradually several years agoStates will have greater success in fighting
are now the sweeping reforms that may need to"Obamacare" if they have their own healthcare
be passed soon.reform in place. If they leave a vacuum, the
According to the conservative HeritageDepartment of Health and Human Services is
Foundation, Utah did it the right way. The statelikely to fill it. It also shows a good faith effort in
began enacting affordable health insurance reformaddressing the concerns and struggles of a
in 2005, when only 10 percent of its residentssignificant portion of their residents.