Health Care Reform Vs Health Insurance Reform

Health Care reform has been a hot item startingthe Health Insurance Carriers, then where should
prior to the most recent Presidential Election. Thethe blame go? Unfortunately, there is no one
Obama Administration, has now moved Healthcause for the skyrocketing costs. Rather, there
Care Reform to the forefront of their agenda.are multitude of issues that have caused our
Regardless of your political affiliation, the obviousHealth Care System to become the inefficient
facts are that costs have continually increasedbeast you see today. There is no one "magic" pill
over the last decade. How should the problem(s)that will fix our system.
be resolved?If you take a step back and analyze our system
The average person who favors governmentas whole, you have to concur that we have the
intervention believes that the reform needed isBEST Health Care Services in the world. If this
with Health Insurance. Be careful not to confusewere not the case, then why would the world's
Health Care Reform with Health Insurancewealthiest people fly around the world just to
Reform. The two issues should be completelyhave their medical needs taken care in the United
different, but it seems the Obama AdministrationStates? The fact is, wealthy people who live in
has focused their energies in solving the Healthcountries with Nationalized Health Care Systems
Care Issue by focusing on Health Insurance.do not trust those Health Care Providers with
While there have been few specific plans for theroutine procedures, much less the more complex
administration's reform, many experts believe thatones.
the reform will involve a major involvement fromSo if we can agree that the Health Care
the government. While there are factions in thisProfessionals and Facilities are the best in the
nation that favor a "Nationalized Health-careworld, then you should further assume that those
System", there is equal opposition. Unfortunately,individuals providing that care are deserving of
the public divide seems to rest within the "classwhatever money they make. For my part, I
system". A majority of those families andwant the guy who is about to open my chest up
businesses in the upper-middle to upper classto perform heart surgery to be paid like a
oppose a nationalized system, while thesurgeon, and not a garbage man. So how do we
lower-middle to lower class favor a Nationalizedfix our system?
Plan.The first thing is to focus on the real problem.
I say to those that favor a Nationalized Plan, beThe real problem is with the inefficiencies present
wary of what you wish for! The problem with thein the system, not with the Insurance Industry.
divide actually resides with education andThere are cost savings available through the
communication. Too often, those in the lowerefficiencies that can be made through the use of
portion of the class system have beentechnology. By gaining the cost savings within the
conditioned to believe the Insurance Companiessystem itself, Health Care Providers (not the
are the big, bad profit mongers that cause youractual Professionals) do not have to charge as
premiums to increase. Let's be frank, insurancemuch money. That means the Health Insurance
companies are in business to make money.Carriers do not have to pay as much to the
However, if you take a look the profit marginsProviders. Guess what! That means the Health
within most Health Insurance Carriers, you will seeInsurance Carriers do not have to charge as
that most are lucky to achieve a 10% profit.much in premium. Finally, Joe & Jackie Blow
If the problem with our the "System" is not withdo not have to pay as much for Health Insurance!