| Homes are long-term commitments that require | | | | community development office is a great place to |
| constant, however, having the funds available | | | | start a search of this kind, but there are many |
| when needed, can be difficult especially during | | | | other grant sources available if you know where |
| tough economic times. Damage due to | | | | to look. |
| environmental factors, earthquakes, or just wear | | | | For those who need funding which exceeds that |
| and tear can result in expensive repairs that can | | | | which is available locally, finding a low interest loan |
| empty an account quickly. Today Government | | | | through governmental agencies may provide the |
| Grants for Home Repair is available to those who | | | | money needed for larger repairs. Three such |
| qualify and can really help save families from | | | | agencies are the Housing and Urban Development |
| losing their homes due to un-repaired damage. | | | | (HUD), the Senior Housing Department, and Rural |
| Typically, these grants will pay for many repairs | | | | Housing Service of the US Department of |
| such as siding, roofs, or even the replacement of | | | | Agriculture. Again, loans are often based on |
| needed equipment such as air conditioning and | | | | income so many qualify for the loan forgiveness |
| heating units. These monies are available to | | | | program if they remain in the home for a set |
| ensure the residence remains liable as well as safe | | | | number of years or meet other qualifications. |
| and secure for the residents. However, you will | | | | Another grant option for those who have children |
| need to check with your local, city, and state | | | | in the home is through your local Family Services |
| agencies to see if you qualify. | | | | office or Children's Miracle Network. These |
| In some cases, city grants are designed to | | | | departments also provide grants for home repair |
| increase the value of properties located in low | | | | in that they want to ensure that where children |
| income areas. Many times these repairs include | | | | live remains safe and in good condition. They are |
| such things as yard cleanup, house painting, and | | | | especially anxious to remove mold and lead paint |
| repair of siding. Funding is provided to cover the | | | | from homes as these can cause developmental |
| cost of supplies and, once purchased, volunteers | | | | delays and even death in children. After the work |
| can be recruited to do the actual work. They are | | | | is done they will even bring in an inspector to |
| often available to low income families as well as | | | | ensure that the work was done correctly. |
| those with disabilities and seniors. | | | | Those in need of aid to ensure their home |
| It's important to note, however, that grant | | | | remains safe and livable have many options today. |
| monies usually total only about $500, but the fact | | | | Government Grants for Home Repair are |
| skilled volunteers help complete projects makes a | | | | providing many with the resources they need to |
| little money goes a long way. The local | | | | ensure that their home remains a haven. |