| A new parliamentary bill that is highly significant to | | | | accidents that could be attributed to the |
| victims wishing to make an accident at work | | | | negligence of an employer, in cases where the |
| compensation claim has been drafted by an all | | | | employer did not at the time have cover in place |
| party parliamentary group on occupational safety | | | | and the company no longer exists or is not |
| and health. The bill is entitled "Employers' Liability | | | | sufficiently solvent to pay compensation, have no |
| Insurance the need for change" | | | | recourse to obtain a compensation claim. |
| The bill points out that around five percent of | | | | As a result, the bill calls for setting up a new |
| cars on the roads today are uninsured, despite | | | | insurance bureau that will be run in a similar |
| the fact that there are punitive fines and other | | | | manner to the MIB. This new bureau, to be called |
| punishments for those caught driving without | | | | the "Employers Liability Compulsory Insurance |
| insurance. A Motorists Insurance Bureau (MIB) | | | | Bureau" will provide a fall back compensation claim |
| was set up over sixty years ago that will | | | | for victims trapped in a non-insured situation as |
| compensate victims of uninsured drivers. The MIB | | | | described above. |
| is funded by motor insurance companies via a | | | | The bill also calls for a new national database that |
| special tax on all policies. | | | | will allow all employees to trace the insurance |
| It then goes on to examine the case of | | | | company responsible for their previous employers' |
| Employers' Liability Insurance. This is also a | | | | liability cover. This would also parallel the situation |
| compulsory cover that all employers are required | | | | of motor insurance where central records of |
| to have. Although by far the majority of | | | | drivers and their chosen providers are maintained. |
| companies have this insurance currently, prior to it | | | | The costs of setting up and maintaining this |
| being made compulsory in 1972 only ninety | | | | database would also be charged to the insurance |
| percent of employers had it. Victims of industrial | | | | companies. |